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The ongoing European travel crisis as a result of the Icelandic volcano eruption proves the old saying about the best laid plans of mice and men. We never know when circumstances beyond our control will disrupt or prevent our travel plans. Travel insurance which costs about 4-8% of your ticket price is an easy add on when you’re buying your tickets, and is a worthwhile purchase when you consider that it may save you hundreds or thousands of dollars in the event that you are unable to take your trip or end up stranded in between destinations so don’t overlook it. Here are some tips for purchasing travel insurance from Eilleen AJ Connelly:
• Purchase your policy within seven to 14 days of booking your trip to get the most comprehensive coverage.
• Extra protection is available through policies with “cancel for any reason” riders, which are more expensive. Some of these policies may not reimburse the full cost of a trip, so make sure you know how much coverage you’re buying.
• Theft or damage of personal property is usually covered, but there are typically price limits. Homeowner’s or renter’s insurance may provide backup for expensive items like electronics or jewelry, but check before you leave home.
